What Form of Communication Did the debtor use?
What is the nature of the debt?
Mode of disbursement - was it cash in hand or Electronic Transfer (EFT)
If the Payment was Electronic Transfer (EFT), was it referenced to as a loan.
When was the payment due?
Were you a registered micro lender at the time of the loan?
Do you know the debtor's physical address?
Do you know the debtor's occupation?
What type of Organization do they work for.
Does the debtor have valuable assets eg motor vehicle, land, machinery, etc.
Was it the first time you loaned the debtor money.
Have you seen the debtor's bank statement?
Was there an intermediary facilitating the loan?
Have you taken this matter to court before?
Have you contacted the debtor to demand payment of the debt?
Are you open to negotiating a settlement or payment plan with the debtor?
Are you a registered money lender?
